Payday financing within the UK: the regul(aris)ation of the evil that is necessary?

Payday financing within the UK: the regul(aris)ation of the evil that is necessary? Abstract Concern concerning the increasing utilization of payday lending led the united kingdom’s Financial Conduct Authority to introduce landmark reforms in 2014/15. This paper presents a more nuanced picture based on a theoretically-informed analysis of the growth and nature of payday lending